Why debt-to-income ratio matters when purchasing a home
If you are working to secure a loan for your first Missouri home, you may have heard the term “debt-to-income ratio” thrown around a time or two. While potential lenders will look at factors such as your income and credit score, they, too, typically take a good, hard look at your debt-to-income ratio. At...
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Estate planning is for everyone
While many in Missouri and across the nation may think of a will as something for the elderly to worry about, the truth is that estate planning is a good idea for everyone, regardless of age or marital status. The New York Times reports that more than 50 percent of American adults do not...
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How to avoid probate with your estate plan
When planning wishes for an estate, many people aim to avoid the probate process on their passing. Probate can be stressful for family members and it can drag out for months or years, lowering the value of your estate overall. There are steps you can take now to stop this from happening. The main...
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